Portrait of Rishant Kumar in a modern urban setting

0-to-1 Product / AI Agents / Stablecoin Payments / Enterprise Technology

I lead complex technology from product zero to commercial scale.

AI-native workflows, cross-border payment infrastructure, strategic partnerships and technically complex programmes, shaped with customers and delivered with engineering teams.

Forward-deployed product Agentic workflows Stablecoin settlement SAP and integrations

I bring technical depth from SAP implementations and protocol infrastructure, executive leadership from KILT, and current product fluency across AI agents, stablecoins, FX, KYC and global payout rails.

15+Years across technology and markets
23+Contributors led globally
~$2MFunding initiatives supported

Operating range

One leader across product, technology, market and delivery.

01

0-to-1 product execution

Problem to launch planCustomer discovery, PRDs, prototypes, integration maps, partner selection, economics, ownership boundaries and launch sequencing.

02

AI-native product workflows

Agents as an operating modelWorking prototypes, agentic customer journeys, AI-assisted research and technical documentation using Codex, Claude Code, ChatGPT and Cursor.

03

Stablecoins and global payments

Programmable financial infrastructureCross-border flows, FX quotations, KYC and KYB, wallet UX, on-ramps, settlement, payout rails, provider economics and compliance ownership.

04

Technical enterprise leadership

Platforms that must workSAP ABAP, enterprise integrations, supply-chain systems, technical architecture, distributed delivery, protocol infrastructure and governance.

Leadership, employment, partnership and programme footprint

KILT ProtocolKILT Protocol / CEO and product
PolkadotPolkadot
Polkadot / Strategic ecosystem lead
PwCPwC / Senior Tech Lead
DeloitteDeloitte / Strategic collaboration
WaymoWaymo / Enterprise programme
NestleNestle / Enterprise programme
Cubic Transportation SystemsCubic / Enterprise programme
Toronto HydroToronto Hydro / Enterprise programme
ShiseidoShiseido / Enterprise programme
Tech MahindraTech Mahindra / Transformation
CaterpillarCaterpillar / Enterprise systems

Selected evidence

Evidence across product, protocols and enterprise systems.

01

0-to-1 product
AI-native global payments

Designed a conversational payment product from intent to local payout.

Mapped identity, FX quotation, approval, stablecoin settlement and payout into one product system. Produced PRDs, prototypes, integration maps and partner decision frameworks.

65+Countries evaluated
AgenticCustomer workflow
End to endProduct and partner logic
02

KILT Protocol
CEO / Product / Team

Led product direction and a distributed protocol organisation through market transition.

Owned strategy across roadmap priorities, trusted-data positioning, partnerships, governance and ecosystem growth while aligning technical contributors, investors and developer communities.

23+Contributors led globally
~$2MFunding initiatives supported
ProductProtocol and roadmap direction
03

PwC
Global enterprise programmes

Led SAP and integration programmes where technical failure was not an option.

Translated operating requirements into architecture, integrations, delivery workstreams and implementation decisions across global mobility, utilities, transportation and consumer businesses.

WaymoEnterprise programme leadership
SAPABAP and integrations
5 sectorsEnterprise delivery depth
04

Deloitte Switzerland
Enterprise partnership

Converted protocol infrastructure into a two-year enterprise collaboration.

Connected executive sponsors, technical teams and market use cases around reusable digital credentials, joint propositions and a credible enterprise adoption path.

Independent coverage Deloitte taps KILT for digital shipping logistics
2 yearsStrategic collaboration
Hapag-LloydFirst KYX implementation reported
AllianceProduct and market development

Career architecture

15+ years across product, platforms and markets.

Independent Product & Program StrategyAI-native global payments

Bengaluru / Global

0-to-1 product discovery, agentic workflows, stablecoin settlement, FX, KYC, payout infrastructure and launch planning.

CEO, Product & EcosystemKILT Protocol

Berlin / Remote

Company and protocol strategy, product direction, distributed-team leadership, governance, partnerships and positioning.

Head of GrowthKILT Protocol / BOTLabs

Berlin / Remote

Enterprise partnerships, product use cases, joint propositions and market development across Europe and APAC.

Strategic Ecosystem LeadPolkadot

APAC / Remote

Founder, investor and developer programmes, hackathons and market-building initiatives across the Polkadot ecosystem.

Senior Tech Lead, Enterprise PlatformsPricewaterhouseCoopers

United States / Global

SAP transformations, integrations and technical delivery for Waymo, Nestle, Cubic, Toronto Hydro and Shiseido.

SAP ConsultantTech Mahindra

Bengaluru, India

ABAP development, integrations, reporting and supply-chain process improvements for global enterprise programmes.

Analyst ProgrammerCaterpillar

Bengaluru, India

Enterprise systems supporting global manufacturing, operations and internal business processes.

Proof of work

The work, in rooms where markets and products take shape.

Each film is mapped to a contribution and outcome: market entry, builder activation, product narrative, programme ownership or executive direction.

Field record

Speaking, building and convening across markets.

Hover to see the capability demonstrated by each moment. The images support a business signal, not a social gallery.

Rishant Kumar speaking on stage at a technology event
Speaking / Technology leadershipTranslating complex technology for live audiences
Rishant Kumar leading an interactive workshop
Workshop / Founder engagementWorking directly with builders and operators
Rishant Kumar on a Layer 1 blockchain panel in Dubai
Dubai / Industry panelLayer 1 strategy, partnerships and adoption
Rishant Kumar with an international ecosystem community
Ecosystem / Global networkBuilding trusted relationships across markets

Start a conversation

Need a leader who can connect product, technology and market?

Rishantster@gmail.com